Rotating Savings and Credit Associations (ROSCAs) represent an ancient yet enduring form of informal financial institution that blends the principles of peer-to-peer banking and lending. A ROSCA comprises a group of individuals who agree to meet over a defined period, pooling funds regularly and taking turns withdrawing a lump sum. These associations operate on mutual…
100 users means you’ve found your early adopters. These are the people who need what you’re building, not just those who think it’s cool. At this stage, every user matters. You can talk to all of them, understand their pain points, and iterate directly based on their feedback. $100/month proves your product has value. This…